Buying in NSW
NSW first home buyer cost calculator
See the cash you'll need upfront for your first home in NSW: your deposit plus transfer duty after the first home buyer concession.
How this calculator works
- Assumes you're eligible for the NSW First Home Buyers Assistance Scheme.
- Uses Revenue NSW rates for contracts dated 1 July 2026 to 30 June 2027.
- Doesn't include conveyancing, inspections, registration fees or lenders mortgage insurance.
This calculator gives estimates for general information only. It isn't a quote, an offer or an approval, and it doesn't consider your objectives, financial situation or needs. Results depend on the figures you enter and the assumptions above.
Want a real number?
Calculators are a starting point. In a 20-minute call we can tell you what lenders are likely to say about your situation.